Empower Your Workforce with an Exclusive Central Bank of UAE-Approved Savings Solution
Why Choose HAYAH Insurance?
In the competitive landscape of employee savings and retirement solutions in the UAE, HAYAH Insurance emerges as a noteworthy provider. Their Employee Secure Saver product distinguishes itself with unique features and benefits, tailored for businesses seeking robust financial solutions for their workforce.
Exclusive Central Bank of UAE Approval
This product is the only one in its class to receive approval from the Central Bank of the UAE, a testament to its reliability and compliance.
Capital Protection with AXA France

A collaboration with AXA France offers a fully capital-protected investment option, providing a secure financial foundation.
Investment Flexibility

Free from restricted fund lists and devoid of hidden commissions, the product stands out for its investment-agnostic approach.
Streamlined Administration

Boasting ISO27001 compliant digital platforms, the system simplifies administration with its paperless approach.
Rapid Onboarding & Efficient Service

The product is designed for quick onboarding and servicing, minimising administrative delays.
Versatile Scheme Options

It allows for the customisation of multiple company sub-schemes under a single policy, enhancing flexibility without extra costs.
Digital Acceptance Records

A digital system efficiently tracks employees’ acceptance of terms, ensuring transparency and ease of record-keeping
Is HAYAH's Employee Secure Saver right for your business?
HAYAH Insurance’s Employee Secure Saver is a comprehensive, flexible, and secure option for UAE businesses seeking an employee savings solution. Its unique position as the only Central Bank of UAE-approved product in this category adds to its credibility. The variety of investment options and the ease of administration make it an appealing choice for businesses of various sizes and sectors. To determine if it’s the right fit for your organisation, consider your specific employee benefits goals and financial strategies. As with any financial product, it's advisable to conduct thorough research and perhaps seek independent financial advice.
Mitigation of Corporate Tax Impact: It’s positioned as a tool to alleviate the effects of the new corporate tax in the UAE.
Talent Attraction & Retention: The product can be a significant factor in demonstrating commitment to employees, aiding in talent acquisition and retention.
Employee Financial Confidence: By offering this plan, businesses can instill a sense of financial security and loyalty among their employees.
Efficiency in Pension Management: The product’s ease of management frees up valuable company resources.
Diverse Investment Portfolio: Ranging from 100% capital-protected funds to Sharia-compliant equities and Islamic fixed-income options, the product caters to a broad spectrum of investment preferences.